I feel similarly about some people who've made it big on Medium and Quora.

Giving personal finance advice is one thing - and a good thing, at that - but blanket promotion is the biggest indicator of how you've not go it together as you claim to.

Marketing works best when it's tailored.

But you know what I think when I read your article. It's this: how many people would make that analysis that you did? A lot of people just don't put two and two together and that's why these 'gurus' are where they are. At the top of all lists.

Great post. :)